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        <title>Pensions Radio</title>
        <link>http://www.scottishlife.co.uk/beehive</link>
        <description>Tune in to Pensions Radio for the latest news, discussion and advice from pensions experts</description>
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        <copyright>Podcast Production 2007</copyright>
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        <pubDate>Thu, 17 Sep 2009 09:26:49 +0100</pubDate>
        <lastBuildDate>Thu, 17 Sep 2009 09:26:49 +0100</lastBuildDate>
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            <title>Pensions Radio</title>
            <link>http://www.scottishlife.co.uk/beehive</link>
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        <itunes:author>Scottish Life</itunes:author>
        <itunes:subtitle>Billed as "Pensions gobbledegook explained", Pensions Radio with Steve Bee takes an insider's look at the Government pensions policy, pension industry developments and personal investment decisions faced by the British public.</itunes:subtitle>
        <itunes:summary>Billed as "Pensions gobbledegook explained", Pensions Radio with Steve Bee takes an insider's look at UK Government pensions policy, pension industry developments and personal investment decisions faced by the British public.</itunes:summary>
        <itunes:keywords>beehive, government pension, steve bee, pension advice, pensions uk, pensions, scottish life, personal pension, company pension</itunes:keywords>
        <itunes:explicit>clean</itunes:explicit>
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            <itunes:name>Podcast Production</itunes:name>
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            <itunes:category text="Investing"/>
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        <item>
            <title>National Pension Savings Scheme (NPSS)</title>
            <link>http://www.scottishlife.co.uk/scotlife/web/site/BeeHive/BeeLines/BHBLMay07Page11.asp</link>
            <description><![CDATA[Steve Bee tackles the Government's proposed auto-enrol National Pensions Savings Scheme head-on.]]></description>
            <pubDate>Thu, 31 May 2007 15:33:38 +0100</pubDate>
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            <itunes:author>Steve Bee and Stephen Ballard</itunes:author>
            <itunes:subtitle>Steve Bee tackles the Government's proposed auto-enrol National Pensions Savings Scheme head-on.</itunes:subtitle>
            <itunes:summary>Steve Bee tackles the Government's proposed auto-enrol National Pensions Savings Scheme head-on.</itunes:summary>
            <itunes:keywords>npss,national pension savings scheme,beeline,beehive,pensions,british,government pension,steve bee,pension advice</itunes:keywords>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:duration>7:15</itunes:duration>
        </item>
        <item>
            <title>The gathering storm</title>
            <link>http://www.scottishlife.co.uk/scotlife/Web/Site/BeeHive/BeeHiveHome.asp</link>
            <description><![CDATA[Steve Bee discusses Government pension policy; including tax on pensions, access to pension savings and the elderly being forced to buy an annuity at the age of 75]]></description>
            <pubDate>Wed, 13 Jun 2007 15:43:28 +0100</pubDate>
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            <itunes:author>Steve Bee and Stephen Ballard</itunes:author>
            <itunes:subtitle>Steve Bee discusses controversial Government pension policy</itunes:subtitle>
            <itunes:summary>Steve Bee discusses the gathering storm surrounding Government pension policy; including tax on pensions, access to pension savings and the elderly being forced to buy an annuity at the age of 75. Also, the National Pension Savings Scheme (NPSS) debate started in our previous podcast rages on.</itunes:summary>
            <itunes:keywords>beehive,scottish life,pension policy,pension advice,government pension,npss,pension tax,steve bee</itunes:keywords>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:duration>13:28</itunes:duration>
        </item>
        <item>
            <title>Personal accounts and financial exclusion</title>
            <link>http://www.scottishlife.co.uk/scotlife/Web/Site/BeeHive/BeeHiveHome.asp</link>
            <description><![CDATA[Steve Bee discusses auto-enrolment into Government pensions.]]></description>
            <pubDate>Tue, 24 Jul 2007 16:54:40 +0100</pubDate>
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            <itunes:author>Steve Bee and Stephen Ballard</itunes:author>
            <itunes:subtitle>Steve Bee discusses auto-enrolment into Government pensions.</itunes:subtitle>
            <itunes:summary>Steve Bee discusses Government pension plans under the National Pension Savings Scheme (NPSS) and why many pensioners may be better off opting out of the Government's auto-enrolment.</itunes:summary>
            <itunes:keywords>pensions advice,pension policy,npss,national pension savings scheme,peter hain,hutton,steve bee,beehive podcast,financial exclusion,personal pension,government pension</itunes:keywords>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:duration>13:10</itunes:duration>
        </item>
        <item>
            <title>Debate with Nigel Waterson, Shadow Minister for Working Pensions</title>
            <link>http://www.scottishlife.co.uk/beehive/</link>
            <description><![CDATA[Debate with Nigel Waterson, Shadow Minister for Working Pensions]]></description>
            <pubDate>Tue, 24 Jul 2007 16:31:56 +0100</pubDate>
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            <itunes:author>Steve Bee and Stephen Ballard</itunes:author>
            <itunes:subtitle>Debate with Nigel Waterson, Shadow Minister for Working Pensions</itunes:subtitle>
            <itunes:summary>Nigel Waterson, Shadow Minister for Working Pensions joins the ongoing debate about pension policy. Hot topics include the National Pension Savings Scheme (NPSS), weaknesses of the Turner Report, compulsory pension schemes for companies and unfairness for women and specific groups of flexible workers.</itunes:summary>
            <itunes:keywords>npss,pension policy,pensions,pension advice,beehive,nigel waterson,conservative,npss,turner report</itunes:keywords>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:duration>24:03</itunes:duration>
        </item>
        <item>
            <title>Discussion with Gill Wadsworth, Pensions Week</title>
            <link>http://www.scottishlife.co.uk/scotlife/Web/Site/BeeHive/BeeHiveHome.asp</link>
            <description><![CDATA[Gill Wadsworth joins the pension discussions. This edition topics include pensions and inflation, final salary defined contribution and defined benefit schemes and the lack of confidence young people have in pensions.  Recorded at the Financial Times, home of Pensions Week in London.]]></description>
            <pubDate>Thu, 09 Aug 2007 16:05:41 +0100</pubDate>
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            <itunes:author>Steve Bee and Stephen Ballard</itunes:author>
            <itunes:subtitle>Discussion with Gill Wadsworth, Pensions Week</itunes:subtitle>
            <itunes:summary>Gill Wadsworth joins the pension discussions. This edition topics include pensions and inflation, final salary defined contribution and defined benefit schemes and the lack of confidence young people have in pensions. Recorded at the Financial Times, home of Pensions Week in London.</itunes:summary>
            <itunes:keywords>financial times,gill wadsworth,beehive,pension advice,pensions week,final salary schemes,steve bee,scottish life</itunes:keywords>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:duration>25:45</itunes:duration>
        </item>
        <item>
            <title>Danny Alexander, Shadow Secretary of State for Work and Pensions in debate</title>
            <link>http://www.scottishlife.co.uk/scotlife/Web/Site/BeeHive/BeeHiveHome.asp</link>
            <description><![CDATA[Danny Alexander, Liberal Democrat Shadow Secretary of State for Work and Pensions joins the pensions debate.  Topics covered include public / private pension disparity and the "pensions black hole".]]></description>
            <pubDate>Wed, 22 Aug 2007 15:12:28 +0100</pubDate>
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            <itunes:author>Scottish Life</itunes:author>
            <itunes:subtitle>Debate with Danny Alexander, Shadow Secretary of State for Work and Pensions</itunes:subtitle>
            <itunes:summary>Danny Alexander, Liberal Democrat Shadow Secretary of State for Work and Pensions joins the pensions debate. Topics covered include public / private pension disparity and the "pensions black hole"</itunes:summary>
            <itunes:keywords>danny alexander,public sector pensions,provate sector pensions,pensons blackhole,lib dem,liberal democrat,steve bee,pension,pensions</itunes:keywords>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:duration>28:45</itunes:duration>
        </item>
        <item>
            <title>Discussion with Malcolm Small, Chairman of the Pensions Network</title>
            <link>http://www.scottishlife.co.uk/scotlife/Web/Site/BeeHive/BeeHiveHome.asp</link>
            <description><![CDATA[This time Stephen Ballard and I are joined by Malcolm Small, the Chairman of the Pensions Network and well respected pension commentator, in our regular ramble through the pensions undergrowth.]]></description>
            <pubDate>Mon, 03 Sep 2007 15:18:55 +0100</pubDate>
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            <itunes:author>Steve Bee and Stephen Ballard</itunes:author>
            <itunes:subtitle>Malcolm Small joins Steve Bee and Stephen Ballard in the pensions debate</itunes:subtitle>
            <itunes:summary>This time Stephen Ballard and I are joined by Malcolm Small, the Chairman of the Pensions Network and well respected pension commentator, in our regular ramble through the pensions undergrowth.</itunes:summary>
            <itunes:keywords>steve bee,pensions,beehive,malcolm small,pensions network</itunes:keywords>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:duration>24:44</itunes:duration>
        </item>
        <item>
            <title>Discussion with Lawrence Churchill, Chairman of the PPF</title>
            <link>http://www.scottishlife.co.uk/scotlife/web/site/BeeHive/BeeLines/BHBLSep07Page6.asp</link>
            <description><![CDATA[Lawrence Churchill, Chairman of the PPF joins Steve Bee and Stephen Ballard to discuss the Pension Protection Fund]]></description>
            <pubDate>Thu, 20 Sep 2007 17:33:24 +0100</pubDate>
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            <itunes:author>Steve Bee and Stephen Ballard</itunes:author>
            <itunes:subtitle>Discussion with Lawrence Churchill, Chairman of the PPF</itunes:subtitle>
            <itunes:summary>Lawrence Churchill, Chairman of the PPF joins Steve Bee and Stephen Ballard to discuss the Pension Protection Fund</itunes:summary>
            <itunes:keywords>ppf,pensions protection fund,lawrence churchill,steve bee,scottish life,pensions</itunes:keywords>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:duration>27:09</itunes:duration>
        </item>
        <item>
            <title>Discussion with Ros Altmann, Independent pensions expert</title>
            <link>http://www.scottishlife.co.uk/beehive</link>
            <description><![CDATA[Tune in and listen to Ros Altmann, Stephen Ballard and Steve Bee talking about the ins and outs of the Financial Assistance Scheme and loads of other pension stuff.]]></description>
            <pubDate>Wed, 03 Oct 2007 13:46:14 +0100</pubDate>
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            <itunes:author>Steve Bee and Stephen Ballard</itunes:author>
            <itunes:subtitle>Discussion with Ros Altmann, Independent pensions expert</itunes:subtitle>
            <itunes:summary>Tune in and listen to Ros Altmann, Stephen Ballard and Steve Bee talking about the ins and outs of the Financial Assistance Scheme and loads of other pension stuff.</itunes:summary>
            <itunes:keywords>steve bee,pensions,beehive,ros altmann,pensions radio</itunes:keywords>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:duration>23:57</itunes:duration>
        </item>
        <item>
            <title>Discussion with Robin Ellison, Partner at Pinsent Masons</title>
            <link>http://www.scottishlife.co.uk/beehive/</link>
            <description><![CDATA[<p>Stephen Ballard and Steve Bee talk with Robin Ellison. Robin is well-known not only as the person who runs the UK's largest pensions legal team, but also as the last Chairman of the National Association of Pension Funds (the NAPF).</p>

<p><a href="http://www.podcastalley.com/"> My Podcast Alley feed!</a> {pca-f19da55f1a958e497c27c94e3141b8f4}</p>]]></description>
            <pubDate>Tue, 16 Oct 2007 17:12:29 +0100</pubDate>
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            <itunes:author>Scottish Life</itunes:author>
            <itunes:subtitle>Discussion with Robin Ellison, Partner at Pinsent Masons</itunes:subtitle>
            <itunes:summary>Stephen Ballard and Steve Bee talk with Robin Ellison. Robin is well-known not only as the person who runs the UK's largest pensions legal team, but also as the last Chairman of the National Association of Pension Funds (the NAPF).</itunes:summary>
            <itunes:keywords>robin ellison,pinsent masons,pensions advice,napf,pensions law,legalpersonal accounts</itunes:keywords>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:duration>30:27</itunes:duration>
        </item>
        <item>
            <title>Discussion with Mike Yardley, Chief Executive, Royal London Group</title>
            <link>http://www.scottishlife.co.uk/beehive/</link>
            <description><![CDATA[Mike Yardley, Chief Executive of the Royal London Group and chairman of the Incentive Group which is part of the FSA's Retail Distribution Review (RDR) speaks about the Thorsesen Review, Customer-Agreed Remuneration and what the RDR is all about.]]></description>
            <pubDate>Wed, 31 Oct 2007 12:35:52 +0000</pubDate>
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            <itunes:author>Steve Bee and Stephen Ballard</itunes:author>
            <itunes:subtitle>Retail Distribution Review, Thoresen Review, trail remuneration and more.</itunes:subtitle>
            <itunes:summary>Mike Yardley, Chief Executive of the Royal London Group and chairman of the Incentive Group which is part of the FSA's Retail Distribution Review (RDR) speaks about the Thorsesen Review, Customer-Agreed Remuneration and what the RDR is all about.</itunes:summary>
            <itunes:keywords>trail remuneration,mike yardley,fsa,retail distribution review,customer agreed remuneration</itunes:keywords>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:duration>22:11</itunes:duration>
        </item>
        <item>
            <title>Discussion with Bob Crow, General Secretary of the RMT</title>
            <link>http://www.scottishlife.co.uk/beehive/</link>
            <description><![CDATA[Stephen Ballard and Steve Bee speak with Bob Crowe from the RMT about pension schemes and their complexity.]]></description>
            <pubDate>Wed, 14 Nov 2007 14:49:34 +0000</pubDate>
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            <itunes:subtitle>The RMT, pension schemes and their complexity and more.</itunes:subtitle>
            <itunes:summary>Stephen Ballard and Steve Bee speak with Bob Crowe from the RMT about pension schemes and their complexity.</itunes:summary>
            <itunes:keywords>bob crowe,rmt,pensions,rail,steve bee,transport union</itunes:keywords>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:duration>26:53</itunes:duration>
        </item>
        <item>
            <title>Discussion with John Jory, deputy Chief Executive of the B&amp;CE scheme</title>
            <link>http://www.scottishlife.co.uk/beehive/</link>
            <description><![CDATA[Steve Bee and Stephen Ballard are joined by John Jory, Chief Exec of the Building and Civil Engineering (B&CE) scheme.]]></description>
            <pubDate>Wed, 28 Nov 2007 13:03:27 +0000</pubDate>
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            <itunes:author>Steve Bee and Stephen Ballard</itunes:author>
            <itunes:subtitle>Group of personal pensions (GPP), Pensions Policy Institute (PPI) and 65 years of the B&amp;CE scheme</itunes:subtitle>
            <itunes:summary>John Jory, Chief Exec of the Building and Civil Engineering (B&amp;CE) scheme - which has close to 500,000 members and was 65 years old last week.</itunes:summary>
            <itunes:keywords>bce,john jory,pension scheme,civil engineering,building,pensions radio,ppi,gpp</itunes:keywords>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:duration>28:25</itunes:duration>
        </item>
        <item>
            <title>Discussion with Chris Grayling, Shadow Secretary Of State for Work and Pensions</title>
            <link>http://www.scottishlife.co.uk/beehive/</link>
            <description><![CDATA[Steve Bee and Stephen Ballard are joined by Chris Grayling, Shadow Secretary Of State for Work and Pensions.]]></description>
            <pubDate>Wed, 12 Dec 2007 09:58:09 +0000</pubDate>
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            <guid isPermaLink="false">discussion-with-chris-grayling-shadow-secretary-o</guid>
            <itunes:author>Steve Bee and Stephen Ballard</itunes:author>
            <itunes:subtitle>The Pensions Bill is released.</itunes:subtitle>
            <itunes:summary>Steve Bee and Stephen Ballard are joined by Chris Grayling, Shadow Secretary Of State for Work and Pensions.</itunes:summary>
            <itunes:keywords>chris grayling,pensions bill,pensions,steve bee,beehive</itunes:keywords>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:duration>27:31</itunes:duration>
        </item>
        <item>
            <title>Discussion with Alan Pickering CBE, Partner and Senior Consultant at Watson Wyatt</title>
            <link>http://www.scottishlife.co.uk/beehive/</link>
            <description><![CDATA[Steve Bee and Stephen Ballard are joined by Alan Pickering CBE, Partner and Senior Consultant at Watson Wyatt.  His views on the current Pensions Bill and what is happening in the world of pensions both here and in Europe are really worth hearing.]]></description>
            <pubDate>Thu, 24 Jan 2008 15:27:51 +0000</pubDate>
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            <itunes:author>Steve Bee and Stephen Ballard</itunes:author>
            <itunes:subtitle>Alan's views on the current Pensions Bill</itunes:subtitle>
            <itunes:summary>Steve Bee and Stephen Ballard are joined by Alan Pickering CBE, Partner and Senior Consultant at Watson Wyatt. His views on the current Pensions Bill and what is happening in the world of pensions both here and in Europe are really worth hearing.</itunes:summary>
            <itunes:keywords>napf,efrp,life academy,pensions bill,beehive,alan pickering</itunes:keywords>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:duration>26:59</itunes:duration>
        </item>
        <item>
            <title>January pensions news round-up</title>
            <link>http://www.scottishlife.co.uk/beehive/</link>
            <description><![CDATA[Steve Bee and Stephen Ballard discuss the pensions issues covered in the BeeLines from the beginning of January.  Topics range from the Pensions Bill to Cadbury and the Old-Age Pensions Act of 1908.]]></description>
            <pubDate>Thu, 07 Feb 2008 11:47:39 +0000</pubDate>
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            <itunes:author>Scottish Life</itunes:author>
            <itunes:subtitle>January pensions news round-up</itunes:subtitle>
            <itunes:summary>Steve Bee and Stephen Ballard discuss the pensions issues covered in the BeeLines from the beginning of January. Topics range from the Pensions Bill to Cadbury and the Old-Age Pensions Act of 1908.</itunes:summary>
            <itunes:keywords>pensions bill,pensions radio,old age pensions act,1908,final salary schemes,defined benefit</itunes:keywords>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:duration>28:17</itunes:duration>
        </item>
        <item>
            <title>Discussion with top IFA Yvonne Goodwin</title>
            <link>http://www.scottishlife.co.uk/beehive/</link>
            <description><![CDATA[Steve Bee and Stephen Ballard are joined by top IFA Yvonne Goodwin "on the road" in Leeds during the Scottish Life "Heroes and Heartbreak" national tour.  Hot topics include women's pensions and the changing pensions industry.]]></description>
            <pubDate>Fri, 22 Feb 2008 10:11:18 +0000</pubDate>
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            <itunes:author>Steve Bee and Stephen Ballard</itunes:author>
            <itunes:subtitle>Women's pensions, pension discussion and Gordon Brown</itunes:subtitle>
            <itunes:summary>Steve Bee and Stephen Ballard are joined by top IFA Yvonne Goodwin "on the road" in Leeds during the Scottish Life "Heroes and Heartbreak" national tour. Hot topics include women's pensions and the changing pensions industry.</itunes:summary>
            <itunes:keywords>womens pensions, pension policy, pension advice, pensions radio, steve bee, scottish life</itunes:keywords>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:duration>21:03</itunes:duration>
        </item>
        <item>
            <title>February pensions news round-up</title>
            <link>http://www.scottishlife.co.uk/beehive/</link>
            <description><![CDATA[February pensions news round-up]]></description>
            <pubDate>Wed, 05 Mar 2008 16:00:38 +0000</pubDate>
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            <itunes:author>Steve Bee and Stephen Ballard</itunes:author>
            <itunes:subtitle>A distinctly medieval battle of the blogs and pensions discussion</itunes:subtitle>
            <itunes:summary>A distinctly medieval battle of the blogs with James Purnell and general pensions discussion</itunes:summary>
            <itunes:keywords>james purnell, beehive, steve bee, pensions</itunes:keywords>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:duration>24:21</itunes:duration>
        </item>
        <item>
            <title>Discussion with Malcolm McLean, Chief Exec of The Pensions Advisory Service</title>
            <link>http://www.scottishlife.co.uk/beehive/</link>
            <description><![CDATA[Steve Bee and Stephen Ballard dicuss pensions with Malcolm McLean, Chief Exec of the The Pensions Advisory Service.]]></description>
            <pubDate>Wed, 19 Mar 2008 15:01:47 +0000</pubDate>
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            <itunes:author>Scottish Life</itunes:author>
            <itunes:subtitle>The Pensions Advisory Service (TPAS), Malcolm McLean</itunes:subtitle>
            <itunes:summary>Steve Bee and Stephen Ballard dicuss pensions with Malcolm McLean, Chief Exec of the The Pensions Advisory Service.</itunes:summary>
            <itunes:keywords>tpas, pensions radio, pension, uk, investing, finance</itunes:keywords>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:duration>34:23</itunes:duration>
        </item>
        <item>
            <title>March pensions news round-up</title>
            <link>http://www.scottishlife.co.uk/beehive/</link>
            <description><![CDATA[Steve Bee and Stephen Ballard discuss pensions news, including the budget and how the change in basic rate tax effects pensions.]]></description>
            <pubDate>Thu, 20 Mar 2008 15:01:29 +0000</pubDate>
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            <itunes:author>Steve Bee and Stephen Ballard</itunes:author>
            <itunes:subtitle>Pensions news, how basic rate tax affects you pension.</itunes:subtitle>
            <itunes:summary>Steve Bee and Stephen Ballard discuss pensions news, including the budget and how the change in basic rate tax effects pensions.</itunes:summary>
            <itunes:keywords>personal accounts, pensions radio, pension advice, final salary schemes, budget, tax</itunes:keywords>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:duration>25:50</itunes:duration>
        </item>
        <item>
            <title>In discussion with Baroness Hollis</title>
            <link>http://www.scottishlife.co.uk/beehive/</link>
            <description><![CDATA[Steve Bee and Stephen Ballard discuss womens' pensions with Baroness Hollis of Heigham at the House of Lords.]]></description>
            <pubDate>Wed, 23 Apr 2008 14:58:44 +0100</pubDate>
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            <itunes:author>Steve Bee and Stephen Ballard</itunes:author>
            <itunes:subtitle>Womens' pensions and equality.</itunes:subtitle>
            <itunes:summary>Steve Bee and Stephen Ballard discuss womens' pensions with Baroness Hollis of Heigham at the House of Lords.</itunes:summary>
            <itunes:keywords>womens pensions, pension advice, baroness hollis, steve bee, scottish life</itunes:keywords>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:duration>33:52</itunes:duration>
        </item>
        <item>
            <title>April pensions news round-up</title>
            <link>http://www.scottishlife.co.uk/beehive/</link>
            <description><![CDATA[Steve Bee and Stephen Ballard discuss April pensions news]]></description>
            <pubDate>Wed, 07 May 2008 15:41:05 +0100</pubDate>
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            <itunes:author>Steve Bee and Stephen Ballard</itunes:author>
            <itunes:subtitle>Personal accounts, basic rate tax, tax changes</itunes:subtitle>
            <itunes:summary>Steve Bee and Stephen Ballard discuss April pensions news</itunes:summary>
            <itunes:keywords>personal accounts, basic rate tax, tax changes</itunes:keywords>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:duration>18:12</itunes:duration>
        </item>
        <item>
            <title>Discussion with Geoff Tresman of Punter Southall</title>
            <link>http://www.scottishlife.co.uk/beehive/</link>
            <description><![CDATA[Steve Bee and Stephen Ballard are joined by top FIA and CEO of Punter Southall Geoff Tresman to discuss the current pension issues and the effect of  government intervention in pensions]]></description>
            <pubDate>Wed, 21 May 2008 09:22:23 +0100</pubDate>
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            <itunes:author>Steve Bee and Stephen Ballard</itunes:author>
            <itunes:subtitle>Controversial discussion with Geoff Tresman on Pensions in the UK</itunes:subtitle>
            <itunes:summary>Steve Bee and Stephen Ballard are joined by top FIA and CEO of Punter Southall Geoff Tresman to discuss the current pension issues and the effect of government intervention in pensions</itunes:summary>
            <itunes:keywords>pension advice, pensions law, pension policy, pensions radio, pensions advice, pensions bill</itunes:keywords>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:duration>31:01</itunes:duration>
        </item>
        <item>
            <title>Discussion with Aubrey de Grey, Chairman of the Methuselah Foundation</title>
            <link>http://www.scottishlife.co.uk/beehive/</link>
            <description><![CDATA[Steve Bee and Stephen Ballard celebrate Pensions Radio's anniversary with  Aubrey de Grey, Chairman of the Methuselah Foundation.]]></description>
            <pubDate>Thu, 05 Jun 2008 10:36:53 +0100</pubDate>
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            <itunes:author>Steve Bee and Stephen Ballard</itunes:author>
            <itunes:subtitle>Our first anniversary with biomedical gerontologist Aubrey de Grey</itunes:subtitle>
            <itunes:summary>Steve Bee and Stephen Ballard celebrate Pensions Radio's anniversary with Aubrey de Grey, Chairman of the Methuselah Foundation.</itunes:summary>
            <itunes:keywords>age, ageing, aubrey de grey, pension age, retirement, state pension advice</itunes:keywords>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:duration>28:33</itunes:duration>
        </item>
        <item>
            <title>Looking back over an eventful first year of Pensions Radio</title>
            <link>http://www.scottishlife.co.uk/beehive/</link>
            <description><![CDATA[Steve Bee and Stephen Ballard look back over an eventful first year of Pensions Radio.]]></description>
            <pubDate>Wed, 25 Jun 2008 15:28:20 +0100</pubDate>
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            <itunes:author>Steve Bee and Stephen Ballard</itunes:author>
            <itunes:subtitle>Special guests, pensions talk and strong opinions.</itunes:subtitle>
            <itunes:summary>Steve Bee and Stephen Ballard look back over an eventful first year of Pensions Radio.</itunes:summary>
            <itunes:keywords>pensions law, pensions bill, pension advice, steve bee</itunes:keywords>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:duration>18:59</itunes:duration>
        </item>
        <item>
            <title>Discussion with Nick Bosanquet, Consultant Director at Reform</title>
            <link>http://www.scottishlife.co.uk/beehive/</link>
            <description><![CDATA[Steve Bee and Stephen Ballard are joined by Consultant Director of Reform Nick Bosanquet.  This podcast discusses the recent report by Reform that names 18-34 year olds the IPOD generation (Insecure, Pressurised, Over-taxed and Debt Ridden).]]></description>
            <pubDate>Wed, 09 Jul 2008 15:40:20 +0100</pubDate>
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            <itunes:author>Steve Bee and Stephen Ballard</itunes:author>
            <itunes:subtitle>The IPOD generation (Insecure, Pressurised, Over-taxed and Debt-ridden)</itunes:subtitle>
            <itunes:summary>Steve Bee and Stephen Ballard are joined by Consultant Director of Reform Nick Bosanquet. This podcast discusses the recent report by Reform that names 18-34 year olds the IPOD generation (Insecure, Pressurised, Over-taxed and Debt Ridden).</itunes:summary>
            <itunes:keywords>ipod, reform, tax, nick bosanquet, graduate, reform</itunes:keywords>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:duration>29:23</itunes:duration>
        </item>
        <item>
            <title>Discussion with Niki Cleal, Director of the Pensions Policy Institute</title>
            <link>http://www.scottishlife.co.uk/beehive/</link>
            <description><![CDATA[Steve Bee and Stephen Ballard discuss pensions policy and the role of the Pensions Policy Institute with Niki Cleal.]]></description>
            <pubDate>Wed, 23 Jul 2008 15:25:01 +0100</pubDate>
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            <itunes:author>Steve Bee and Stephen Ballard</itunes:author>
            <itunes:subtitle>Pensions reform, auto enrolment and the PPI</itunes:subtitle>
            <itunes:summary>Steve Bee and Stephen Ballard discuss pensions policy and the role of the Pensions Policy Institute with Niki Cleal.</itunes:summary>
            <itunes:keywords>ppi, niki cleal, pensions reform, uk, government, state pension, private pensions</itunes:keywords>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:duration>23:41</itunes:duration>
        </item>
        <item>
            <title>Summer pensions news round-up</title>
            <link>http://www.scottishlife.co.uk/beehive/</link>
            <description><![CDATA[Steve Bee is joined by Hugh (tune in to find out why) to discuss recent developments in pensions.  Topics include pensions for ex-pats.]]></description>
            <pubDate>Thu, 21 Aug 2008 15:56:24 +0100</pubDate>
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            <guid isPermaLink="false">july-pensions-news-roundup</guid>
            <itunes:author>Steve Bee and Stephen Ballard</itunes:author>
            <itunes:subtitle>Ex-pat pensions, pensions news.</itunes:subtitle>
            <itunes:summary>Steve Bee is joined by Hugh (tune in to find out why) to discuss recent developments in pensions. Topics include pensions for ex-pats.</itunes:summary>
            <itunes:keywords>hugh broom, pensions, uk, ex-pat pensions, steve bee</itunes:keywords>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:duration>30:42</itunes:duration>
        </item>
        <item>
            <title>Discussion with Padraig Floyd, Editor-in-Chief of Pensions News</title>
            <link>http://www.scottishlife.co.uk/beehive/</link>
            <description><![CDATA[Steve Bee and Stephen Ballard discuss pensions with Padraig Floyd, including the decline of company pensions and the drive for risk sharing final salary schemes.]]></description>
            <pubDate>Wed, 27 Aug 2008 11:39:57 +0100</pubDate>
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            <itunes:author>Steve Bee and Stephen Ballard</itunes:author>
            <itunes:subtitle>Declining company pensions, final salary scheme risk sharing.</itunes:subtitle>
            <itunes:summary>Steve Bee and Stephen Ballard discuss pensions with Padraig Floyd, including the decline of company pensions and the drive for risk sharing final salary schemes.</itunes:summary>
            <itunes:keywords>final salary scheme, defined benefit, company pension</itunes:keywords>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:duration>25:46</itunes:duration>
        </item>
        <item>
            <title>Steve Bee and Julie Henderson</title>
            <link>http://www.scottishlife.co.uk/beehive/</link>
            <description><![CDATA[Steve Bee and Stephen Ballard are joined by Julie Henderson, News and Online editor for IPE (Investment & PensionsEurope) to discuss the many pensions systems in Europe and compare them to ours here in the UK. Interesting listening!]]></description>
            <pubDate>Wed, 10 Sep 2008 09:58:43 +0100</pubDate>
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            <itunes:author>Steve Bee and Stephen Ballard</itunes:author>
            <itunes:subtitle>Pensions Radio talk European pensions</itunes:subtitle>
            <itunes:summary>Pensions Radio talk European pensions compared to ours. Great listening!</itunes:summary>
            <itunes:keywords>European pensions, Pensions advice</itunes:keywords>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:duration>24:50</itunes:duration>
        </item>
        <item>
            <title>August and September pensions news round-up</title>
            <link>http://www.scottishlife.co.uk/beehive/</link>
            <description><![CDATA[Steve Bee and Stephen Ballard take a moment to reflect on pensions developments from August and September.]]></description>
            <pubDate>Wed, 24 Sep 2008 11:11:25 +0100</pubDate>
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            <itunes:author>Scottish Life</itunes:author>
            <itunes:subtitle>Auto enrolment, redistribution and saving the state pension.</itunes:subtitle>
            <itunes:summary>Steve Bee and Stephen Ballard take a moment to reflect on pensions developments from August and September.</itunes:summary>
            <itunes:keywords>pensions advice, pensions uk, state pension, podcast, steve bee</itunes:keywords>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:duration>23:36</itunes:duration>
        </item>
        <item>
            <title>Catch up with Chris Grayling, Shadow Secretary of State for Work and Pensions</title>
            <link>http://www.scottishlife.co.uk/beehive/</link>
            <description><![CDATA[Steve Bee discusses Pensions with Chris Grayling, Shadow Secretary of State for Work and Pensions.]]></description>
            <pubDate>Thu, 09 Oct 2008 17:51:57 +0100</pubDate>
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            <itunes:author>Scottish Life</itunes:author>
            <itunes:subtitle>Chris Grayling returns to Pensions Radio</itunes:subtitle>
            <itunes:summary>Steve Bee discusses Pensions with Chris Grayling, Shadow Secretary of State for Work and Pensions.</itunes:summary>
            <itunes:keywords>chris grayling, government, savings, state pension, conservative</itunes:keywords>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:duration>27:48</itunes:duration>
        </item>
        <item>
            <title>October pensions news round-up</title>
            <link>http://www.scottishlife.co.uk/beehive/</link>
            <description><![CDATA[Steve Bee and Stephen Ballard discuss October pensions news and advice.]]></description>
            <pubDate>Thu, 30 Oct 2008 16:22:38 +0000</pubDate>
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            <itunes:author>Scottish Life</itunes:author>
            <itunes:subtitle>Rosie Winterton, Second State Pension (S2P) and Basic State Pension</itunes:subtitle>
            <itunes:summary>Steve Bee and Stephen Ballard discuss October pensions news and advice.</itunes:summary>
            <itunes:keywords>pensions advice, pensions, pension news</itunes:keywords>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:duration>19:35</itunes:duration>
        </item>
        <item>
            <title>Discussion with Jenny Willot, LibDem Shadow Secretary of State for Work and Pensions</title>
            <link>http://www.scottishlife.co.uk/beehive/</link>
            <description><![CDATA[Steve Bee and Stephen Ballard are joined by Jenny Willot, LibDem Shadow Secretary of State for Work and Pensions to discuss the current pensions reforms.]]></description>
            <pubDate>Wed, 19 Nov 2008 17:53:04 +0000</pubDate>
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            <itunes:author>Scottish Life</itunes:author>
            <itunes:subtitle>Jenny Willot, LibDem, Pensions reform</itunes:subtitle>
            <itunes:summary>Steve Bee and Stephen Ballard are joined by Jenny Willot, LibDem Shadow Secretary of State for Work and Pensions to discuss the current pensions reforms.</itunes:summary>
            <itunes:keywords>jenny willot, liberal democrat, pensions reform</itunes:keywords>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:duration>32:06</itunes:duration>
        </item>
        <item>
            <title>Professor Nick Bosanquet returns to Pensions Radio</title>
            <link>http://www.scottishlife.co.uk/beehive/</link>
            <description><![CDATA[Steve Bee and Stephen Ballard are joined by Professor Nick Bosanquet of Imperial College London to discuss finance and pensions.]]></description>
            <pubDate>Wed, 10 Dec 2008 15:49:22 +0000</pubDate>
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            <itunes:author>Scottish Life</itunes:author>
            <itunes:subtitle>Pensions policy and one of the 1,000 most influential men in London</itunes:subtitle>
            <itunes:summary>Steve Bee and Stephen Ballard are joined by Professor Nick Bosanquet of Imperial College London to discuss finance and pensions.</itunes:summary>
            <itunes:keywords>reform, pensions, nick bosanquet, steve bee, health policy</itunes:keywords>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:duration>36:40</itunes:duration>
        </item>
        <item>
            <title>In discussion with Steve Webb, Liberal Democrat Shadow Secretary of State for Work and Pensions</title>
            <link>http://www.scottishlife.co.uk/beehive</link>
            <description><![CDATA[Steve Bee and Stephen Ballard discuss pensions with Steve Webb, Liberal Democrat Shadow Secretary of State for Work and Pensions]]></description>
            <pubDate>Thu, 19 Feb 2009 14:04:17 +0000</pubDate>
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            <itunes:author>Scottish Life</itunes:author>
            <itunes:subtitle>Liberal Democrats</itunes:subtitle>
            <itunes:summary>Steve Bee and Stephen Ballard discuss pensions with Steve Webb, Liberal Democrat Shadow Secretary of State for Work and Pensions</itunes:summary>
            <itunes:keywords>pensions, steve webb, liberal democrat</itunes:keywords>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:duration>23:23</itunes:duration>
        </item>
        <item>
            <title>In discussion with Robert Reid, Principal of Syndaxi Financial Planning</title>
            <link>http://www.scottishlife.co.uk/beehive/</link>
            <description><![CDATA[Steve Bee and Stephen Ballard in discussion with Robert Reid, Principal of Syndaxi Financial Planning]]></description>
            <pubDate>Thu, 12 Mar 2009 16:26:28 +0000</pubDate>
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            <itunes:author>Steve Bee and Stephen Ballard</itunes:author>
            <itunes:subtitle>Robert Reid</itunes:subtitle>
            <itunes:summary>Steve Bee and Stephen Ballard in discussion with Robert Reid, Principal of Syndaxi Financial Planning</itunes:summary>
            <itunes:keywords>robert reid, syndaxi, pension advice</itunes:keywords>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:duration>29:35</itunes:duration>
        </item>
        <item>
            <title>Steve Bee and Stephen Ballard are joined by Baroness Hollis to discuss sexy pensions and tax-free benefits for the under 50s.</title>
            <link>http://www.scottishlife.co.uk/beehive/</link>
            <description><![CDATA[Steve Bee and Stephen Ballard are joined by Baroness Hollis to discuss sexy pensions and tax-free benefits for the under 50s.]]></description>
            <pubDate>Wed, 06 May 2009 12:25:30 +0100</pubDate>
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            <itunes:author>Steve Bee and Stephen Ballard</itunes:author>
            <itunes:subtitle>Sexy pensions, tax free investments starring the Baroness.</itunes:subtitle>
            <itunes:summary>Steve Bee and Stephen Ballard are joined by Baroness Hollis to discuss sexy pensions and tax-free benefits for the under 50s.</itunes:summary>
            <itunes:keywords>pensions, baroness hollis, tax free pensions</itunes:keywords>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:duration>23:21</itunes:duration>
        </item>
        <item>
            <title>Discussing the blizzard of pensions legislation with Ros Altmann</title>
            <link>http://www.scottishlife.co.uk/beehive/</link>
            <description><![CDATA[Steve Bee discusses the budget and the current blizzard of pensions legislation with independent pension consultant and commentator Ros Altmann - whilst Stephen Ballard is noticeably absent on assignment in Kazakhstan.]]></description>
            <pubDate>Thu, 21 May 2009 12:00:56 +0100</pubDate>
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            <itunes:author>Steve Bee and Stephen Ballard</itunes:author>
            <itunes:subtitle>Pensions legislation, Ros Altmann and The Budget</itunes:subtitle>
            <itunes:summary>Steve Bee discusses the budget and the current blizzard of pensions legislation with independent pension consultant and commentator Ros Altmann - whilst Stephen Ballard is noticeably absent on assignment in Kazakhstan. </itunes:summary>
            <itunes:keywords>budget, pensions legislation, ros altmann</itunes:keywords>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:duration>26:14</itunes:duration>
        </item>
        <item>
            <title>Discussion with Theresa May MP</title>
            <link>http://www.scottishlife.co.uk/beehive/</link>
            <description><![CDATA[Steve Bee and Stephen Ballard are joined by Theresa May MP, Conservative Shadow Secretary of State for Work and Pensions in the Houses of Parliament to discuss her views on topics such as Auto enrolment and the way forward for pensions in the UK]]></description>
            <pubDate>Mon, 29 Jun 2009 09:51:08 +0100</pubDate>
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            <itunes:author>Steve Bee and Stephen Ballard</itunes:author>
            <itunes:subtitle>Theresa May MP on pensions</itunes:subtitle>
            <itunes:summary>Steve Bee and Stephen Ballard are joined by Theresa May MP, Conservative Shadow Secretary of State for Work and Pensions in the Houses of Parliament to discuss her views on topics such as Auto enrolment and the way forward for pensions in the UK</itunes:summary>
            <itunes:keywords>theresa may, pension advice</itunes:keywords>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:duration>25:37</itunes:duration>
        </item>
        <item>
            <title>Discussion with David Willets, Shadow Minister for Universities and Skills</title>
            <link>http://www.scottishlife.co.uk/beehive/</link>
            <description><![CDATA[Steve Bee and Stephen Ballard are joined by David Willets, Shadow Minister for Universities and Skills.]]></description>
            <pubDate>Wed, 15 Jul 2009 09:51:08 +0100</pubDate>
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            <itunes:author>Steve Bee and Stephen Ballard</itunes:author>
            <itunes:subtitle>Theresa May MP on pensions</itunes:subtitle>
            <itunes:summary>Steve Bee and Stephen Ballard are joined by David Willets, Shadow Minister for Universities and Skills.</itunes:summary>
            <itunes:keywords>david wilets, pensions, conservative, policy</itunes:keywords>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:duration>32:56</itunes:duration>
        </item>
        <item>
            <title>Pensions discussion with Ken Davy, Chairman of SimplyBiz</title>
            <link>http://www.scottishlife.co.uk/beehive/</link>
            <description><![CDATA[Steve Bee and Stephen Ballard discuss pensions with Ken Davy, Chairman of SimplyBiz]]></description>
            <pubDate>Thu, 17 Sep 2009 09:24:10 +0100</pubDate>
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            <itunes:author>Scottish Life</itunes:author>
            <itunes:subtitle>Pensions, Ken Davy, Nostradamus</itunes:subtitle>
            <itunes:summary>Steve Bee and Stephen Ballard discuss pensions with Ken Davy, Chairman of SimplyBiz</itunes:summary>
            <itunes:keywords>ken davy, pensions, simplybiz</itunes:keywords>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:duration>30:33</itunes:duration>
        </item>
		       <item>
            <title>Pensions discussion with Jeff Prestridge, Mail On Sunday</title>
            <link>http://www.scottishlife.co.uk/beehive/</link>
            <description><![CDATA[Steve Bee and Stephen Ballard discuss pensions with Jeff Prestridge, Personal Finance Editor of the Mail On Sunday]]></description>
            <pubDate>Thu, 20 Oct 2009 12:00:00 +0100</pubDate>
            <enclosure url="http://beehive.podcastproduction.eu/enclosures/43_pensions_radio.mp3" length="27546731" type="audio/mpeg"/>
            <guid isPermaLink="false">pensions-discussion-with-jeff-prestridge</guid>
            <itunes:author>Scottish Life</itunes:author>
            <itunes:subtitle>Pensions and personal finance</itunes:subtitle>
            <itunes:summary>Pensions discussion with Jeff Prestridge, Mail On Sunday</itunes:summary>
            <itunes:keywords>mail on sunday, jeff prestridge, pensions</itunes:keywords>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:duration>28:41</itunes:duration>
        </item>
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